In this episode, Julina addresses one of the most important financial concepts that most choose to ignore, how to build a budget. She uses a simple rule of thumb to create guidelines to make a budget work for you. The concept is 50/30/20, she reviews these 3 pieces and explains why the 20 is the most important, and may be the most difficult to manage.
Let’s stop thinking about budgets as a feeling of deprivation and focus on the discipline.
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